General

Agentic Payments
When Agents pay... A few thoughts on this interesting topic in my presentation for the EPSM regulatory working group meeting on January 14, 2026

EU Commission – Consultation on PSD2: What reforms are necessary? Should Crypto Transactions be regulated in a PSD3?
On May 10, 2022, the EU Commission launched a consultation on the revision of PSD2. “The public consultation seeks views on both the PSD2 review and the open finance framework. It is available in all EU languages and will run for 12 weeks. You can have your say here. In addition, the Commission has also launched two targeted consultations on the...

European Commission - enhancing European AML supervision by strengthening EBA?
The European Commission envisages to fight money laundering terrorist financing more effectively by implementing an overall European strategy. EBA shall be strenghtened and able to supervise the EU member states and financial institutions in the EU.

Opinion of EBA on the interpretation of RTS on strong customer authentication published
On 13 June 2018 EBA has published an opinion on the interpretation of regulatory technical standards (RTS) on strong customer authentication (SCA) and common and secure communication. The opinion clarifies some open questions on the interpretation of the RTS.

Cap on EU Interchange fees – New Regulation published
On 19 May 2015, the European Union has taken the last step towards capped interchange fees for card-based payment transactions by publishing Regulation (EU) 2015/751. The Regulation follows a number of antitrust investigations into MasterCard’s and Visa’s multilateral inter-change fee (MIF) by the European Commission and national competition...
