The Regulatory Technical Standards on strong customer authentication and common secure communication (RTS) require account servicing payment service providers (ASPSPs) that have opted for a dedicated interface in order to provide payment initiation service providers (PISPs) and account information service providers (AISPs) online access to accounts to provide a fallback solution in case the dedicated interface does not work properly. However, the RTS allow competent authorities to grant ASPSPs an exemption from providing such fallback solution. On 13 June 2018 EBA has published a consultation paper with draft guidelines on the conditions to be met to benefit from an exemption from contingency measures under the RTS. The consultation period runs until 13 August 2018.
When can ASPSPs refrain from providing a fallback solution to the dedicated interface under RTS? – EBA publishes draft guidelines
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